Dot is a fully digital accountancy and CFO firm. That means your finances are managed simply, efficiently, and stress free. I'm always testing new software and tools to make sure you're getting the best setup for your business.
Track expenses, send invoices, check your cash flow — all from wherever you are, whenever you need to. And if something comes up, I'm a WhatsApp, call, or email away.
Real-time data and automation give you a clearer picture of your business, so you can make better decisions faster and spend less time buried in the numbers.
CFO and accountancy services
Fractional Finance Director and CFO Services
Most businesses need a finance director or Chief Financial Officer ( CFO) but can't justify the cost of one full time. That's where I come in. You get the experience and strategic thinking of a senior finance professional, on a flexible basis that fits your business and your budget.
I've spent years working with businesses of all sizes, so I understand the challenges at every stage — from early growth to established operations. I also bring a solid network of professional contacts, so if you need a specialist outside of finance, chances are I know someone who can help.
I'm passionate about helping purpose-driven businesses too. Whether you're working towards B Corp certification or looking at how EOT ownership could work for you, I can guide you through the financial side of both.
Please click Read More to see some of the services I offer:
There are lots of levels of service I can provide from a couple of hours a quarter to 2 days a month.
We will meet to discuss exactly what we feel will be most approproaite for your company and your budget.
These are some of the types of services I can provide:
- Monthly / quarterly management reporting including financial and non financial KPI's.
- Create and track against budgets, forecasts and cashflows.
- Really dive into the figures so that you can understand where you can or need to make changes
- Help you get your pricing right and keep your margins healthy.
- Support with raising finance or dealing with banks/investors.
- Help plan for expansion, hiring, or new product launches.
- Set up or streamline your finance systems and processes.
- Support and mentor your bookkeeper or finance team.
- Make sure you’re getting the best from your accounting software.
- Attend regular board meetings and present to the board.
- Be there when you need senior finance input — without the full-time cost.
…and much more to support your business.
Limited company accounts & Corporation Tax
Running a limited company comes with extra responsibilities, but don’t worry, I make it easy. I take care of your year-end accounts and Corporation Tax return (CT600), ensuring everything is accurate, compliant and submitted on time. No more number-crunching stress or last-minute panics!
I’ll also help you maximise tax efficiency, making sure you claim all allowable expenses and reliefs so you don’t pay a penny more than necessary. Plus, I keep you updated on the latest tax rules, so you always stay one step ahead. With me handling your accounts, you can focus on growing your business while I deal with the HMRC paperwork.
Tax Returns
If you receive untaxed income in the tax year then it is highly likely you will need to complete a tax return. Examples of untaxed income are dividends, self employed income, gains on sale of assets, bank interest.
If you are unsure, then please get in touch and I can let you know if you do need to do a tax return and what the next steps are.
Sole trader accounts
As a sole trader (i.e. running a business but not operating as a limited company), you’re required to complete a tax return each year. On top of that, you can choose to have a full set of accounts prepared—this includes not just a profit and loss statement, but also a balance sheet.
I usually recommend having full accounts produced if you're VAT-registered or if your business has significant assets or liabilities. It can be really useful when applying for funding, valuing your business, or even getting a mortgage. At our first meeting, I’ll let you know whether I think you’d benefit from just a tax return or a tax return and full accounts.
Cashflow and management accounts
I offer additional support with managing cash flow, creating budgets, and providing monthly or quarterly management reports and meetings. Not every business needs this, but we can chat about what would work best for you.
Bookkeeping
Bookkeeping is the process of recording and organising your financial transactions. Think of it as keeping a detailed diary of all the money coming in and going out of your business.
It includes things like:
- Keeping track of sales and income.
- Recording expenses (like rent, salaries, and supplies).
- Ensuring bank accounts match up with records (bank reconciliation).
- Categorising transactions properly so financial reports make sense.
While this might seem complicated, using software like Xero can make it much easier than it sounds. When it comes to bookkeeping, you have a few options:
- Doing it yourself.
- Hiring someone within your company.
- Outsourcing to a bookkeeper.
Bookkeeping training
If you’re a start-up or new to Xero, I can provide bookkeeping training to help you save money and keep a close eye on your business figures.
We'll start by discussing which Xero licence is best for you, and whether a receipt-reading app (like Dext or Apron) would be useful for your setup. The training covers how to personalise your sales invoices, raise sales invoices, enter bills, and reconcile your bank transactions. I’ll also show you how to read your Profit & Loss and Balance Sheet reports, so you can really understand what’s going on in your business. This training is often included in your accounts fee—so there’s usually no extra cost. Ongoing Xero support is also part of the package. So if you ever get stuck or have a question, just drop me a message and I’ll sort it out for you.
Payroll
Director only payrolls are completed by me and for larger or more complex payrolls I work with the esteemed Cornwall Payroll. We both use the latest software for completing your payroll ensuring no handing out of payslips or missed deadlines.
Software training and integration support
I’m a big believer in using technology to make business life easier. If you’re not embracing the right tools, your business could end up spending more time than it needs to on manual tasks—or with reporting that’s inaccurate or incomplete. Please, no keying the same data in two different places!
I stay up to date with the latest accountancy software and developments in AI, and I work with clients to recommend tools that genuinely make a difference. Whether it’s invoicing, payments, reporting, or industry-specific systems, there’s usually a smarter, faster way to do things—and I’ll help you find it.
AI is changing the way businesses work across every sector. I’ve got a real interest in how we can use it to save time, improve decision-making, and spot opportunities sooner. It often comes up in client catch-ups—sometimes we’ll even start with a quick chat about how AI is affecting your industry and how you can make it work for you. If you’re not already exploring AI in your business, then please get in touch.
I can also help with integrating systems to streamline your bookkeeping. If you don’t invoice directly from Xero, for example, it’s important to have your sales feeding in automatically. I’ll help you choose the right system and get it connected properly.
Here are just a few of the integrations I’ve worked on recently:
- Shopify to Xero
- SumUp to Xero
- A2X (Etsy, eBay, Amazon) to Xero
- Dext to Xero
- Cliniko to Xero (specialist for healthcare businesses)
- Apron to Xero
- Square to Xero
- Xero to Float
- Xero to Spotlight
- Xero to Fathom
...and plenty more!
If these services are what you need, or you don’t yet know what you need, get in touch.